DeFi Yield:

Get Real

Institutional-grade RWA credit investment on-chain

Superior assets
Built-in liquidity mechanism

Your credit exposure is asset-backed and legally compliant. You could exit anytime via
our native tokenization and liquidation mechanism.
Institutional-grade Assets
Assets exclusively sourced from 100+ fintech lenders with a track record with our institutional partner, Fasanara.
Decentralized
Permissioned protocol enabling asset-level performance tracking and composable liquidity in DeFi.
Proven
Recognised legal structure for tokenized real-world assets, e.g., in Luxembourg, providing strong lender protection.

Asset-backed credit strategies

High-quality collateral backing for tokenized credits 
Fintech lending
Short-term
Institutional
Earn real yields, backed by short term trade receivables and digital invoices, bought from SMEs globally and co-invested or underwritten by our institutional investor partners
Green assets
Impact
Yield
Expand the crypto collateral universe whilst helping solve the Earth’s biggest challenge - climate change's impact - through crypto’s power of coordination and capital allocation

Decentralized origination platform

Assets are sourced from a pool of 100+ fintech lenders in 60+ countries who have a proven track record of repayment with our institutional partners

How it works

In DeFi, liquidity is king. Untangled is building a RWA liquidation market and a liquidity backstop mechanism
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Liquidity provision

Lenders, including DAO treasuries, supply liquidity to asset pools via a senior pool or actively managed accounts.

An ERC20 token representing liquidity pool receipt could be traded on secondary markets.

Actively managed accounts enable bespoke liquidity strategy based on your own assessment of risk/return.

A token to suit your appetite

Senior Obligation Token (SOT) and Unitranche/Junior Obligation Token (JOT) to cater for different risk appetites and the need to align interests among all stakeholders.

For liquidity providers who just want to receive a stable APY

For active investors and backers who can manage risks

Providingliquidity

Lenders can choose between two types of exposures to asset pools.
Automated Lending Pool
Passive Yield
Low Risks
Stable and passive yields -earned from supplying capital to diversified asset pools
Lower risk -lend to the most senior tranche thus protected from first losses by junior tranches
Free to exit -any time, subject to available liquidity in the pool.
Bespoke Solution
Institution
DAO treasury
Ultimate control -specific asset pool, LTV, liquidation price, interest and duration. 
Higher yields -from providing buffer to more senior tranches in the capital stack.
Lower risk -of oracle attack and governance centralization.

Crafting bespoke strategies

Actively managed accounts allow institutions and DAOs to create sophisticated lending approach.
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Diversification
Optimize return from uncorrelated RWAs whilst reducing crypto concentration risk.
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Liquidity
Exit your lending positions through refinancing or liquidating asset NFTs .
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Capital efficiency
Lend and borrow (later) against your entire portfolio under your own terms.

Home of Institutional DeFi

Introducing the DeFi ‘mullet’
Compliant, Scaleable Front-end
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Compliant

Familiar, compliant front-end (AML, KYC and investor accreditation).
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Protected

Strong lender protection through recognised legal structure and jurisdiction.
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Familiar

Earn yields through well-understood RWAs while gaining exposure to wider DeFi.
DeFi Back-end
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Efficient

Reduce costs or create new products and services based on a new financial rail.
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Composable

Composable with the rest of DeFi and interoperable cross-chain.
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Transparent

Leverage the efficiency, transparency and automation of DeFi .

News and Insights

Raise

Press Release

Untangled Finance completes $13.5M strategic fundraise to bring institutional grade private credit on-chain

2023-10-11
3 Mins
Impact

Untangled <> Celo

Quick intro to Untangled through a proposal to the Celo community

2023-08-23
5 Mins

Contributors

Manrui Tang
Co-Founder
Quan Le
Co-Founder
Roland Janssens
Green Credit
Tim Davies
Capital Markets
Khanh Pham
Protocol Engineering
Minh Tan
Protocol Engineering
Tuyen Vu
Engineering
Steve Tran
Data Science
Minh Dang
Data Science
Cuong Dinh
Data Engineer
Thai Pham
Data Science
Thu Tran
Product
Son Nguyen
Engineering
Vuong Vu
Engineering
We are a mission-driven, physically distributed team.
Join us to build the future of global credit investments